The opinions, ideas, questions, and comments expressed on this blog by the owners, administrators, guest-writers, and writers are just that — opinions, ideas, questions and comments. They are not intended to hurt anyone’s feelings. They are intended to raise the reader’s awareness to the concepts, issues, and misconceptions in the world of frugality and create a friendly dialogue of ideas and solutions that have worked for each reader in their journey to frugality.
Any opinion, idea, or comment made by the owners, administrators, guest-writers, or writers on this blog should not be taken as expert advice. The owners, administrators, guest-writers, or writers on this blog are not experts in any topic area and should not be relied upon as experts. They are average people who desire to bring awareness to frugality and frugal living. If you are needing expert advice, please contact an expert in whatever area in which you may be needing expert advice.
It is the express policy of the owners of this blog that any hate filled, malicious, mean-spirited, and flaming comment will not be accepted and allowed to be posted to this blog. All comments need to be written in such a manner as to create a friendly dialogue of ideas, concepts, and misconceptions of frugality.

